Although being involved in a car wreck can be frustrating and overwhelming, it is helpful to know what to do after an accident occurs.
People who have been involved in a car wreck may not be able to understand the overwhelming experience that follows the actual collision. Some people may suffer from significant physical and emotional trauma, while others may not have any insurance coverage. Many are forced to make crucial decisions at a time when they are injured and confused. Knowing what to do following an auto collision in Charleston can help people feel less afraid and more informed.
Following the accident
The moments after a vehicle accident are crucial. According to Edmunds.com, people should try to collect as much information about the accident as possible. This includes the name, phone number, address, driver's license number and insurance information from the other party involved. It is also important to note the make, model, year, color and license plate number of the other vehicle. Taking pictures of the accident scene can be extremely helpful as well.
Whether the collision involved physical injuries or minor property damage, accident victims are encouraged to call law enforcement. The insurance company will want to have an officer's report and case number, indicating the specifics of the collision.
Checking for injuries
According to a Fox Business News report, more than 2 million people are injured in motor vehicle accidents every year. Although most accidents do not involve severe injuries, it is crucial that everyone involved in the incident get checked by a medical professional. In some cases, physical injuries caused by a car wreck can take several months or years to fully develop, making it essential to have a full physician's report available.
The number one cause of spinal cord damage and traumatic brain injury is car accidents, according to the Mayo Clinic. While some damage to the vertebrae, disks or ligaments may occur immediately after impact, other injuries become more apparent as blood and fluid accumulates around the spinal cord. These issues can lead to severe, chronic damage if not attended to promptly.
Dealing with the insurance company
After filing a claim with the insurance company, a claim's adjustor is often assigned to the case. In an attempt to find out more information about the accident and determine who is at fault, the insurance adjustor will look at many things, including:
- What did the accident scene look like? Are there any eyewitnesses?
- What type of damage was done to the vehicle?
- Are there any medical reports?
- What type of insurance coverage do the drivers have?
Car wrecks can leave people with a feeling of overwhelming frustration. Some may feel helpless when dealing with insurance companies and the chaotic aftermath of an accident. Partnering with an attorney can be extremely helpful in exploring your legal options and ensuring that you get the compensation that you deserve.
Keywords: car, accident, injury