If you've ever been in a car accident, you might understand how frustrating it can be to deal with insurance companies. While the accident itself was likely a large inconvenience, at least insurance would cover the damage. However, imagine being involved in a car accident in West Virginia, in which you are injured, and the other driver didn't have insurance.
Although having insurance is mandated in most states, 14 percent of drivers in the United States actually don't have insurance. That means if they are involved in an accident the cost of repairs and hospital bills that a victim incurs will have to be paid for in some other way.
If a victim is seriously injured, they might encounter thousands of dollars in initial medical expenses, as well as ongoing medical needs that will result in more bills. This can require a family to make extreme financial sacrifices in order to pay bills and make ends meet.
Although many states are trying harder to enforce insurance requirements, many victims might still find themselves struggling to recover both physically and financially after an accident in West Virginia. A victim might be wise to speak with an experienced personal injury attorney. They can help the person understand their rights and possibly help them seek compensation. If the person has insurance that covers uninsured drivers, they might be able to seek compensation from their own insurance company and from the at-fault driver. While this might not be able to undo an accident it can help a victim pay for expenses.
Source: The Wall Street Journal, "Uninsured-Driver Dilemma," Leslie, Scism, Dec. 1, 2013